How To Remove Mortgage Insurance From Your Home Loan
You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post to learn the factors that determine if and when you can get rid of your mortgage insurance.
5 Best Renovations to Increase Your Home's Value (Plus 3 Worst)
Renovations make your home more enjoyable. Plus, if you do them right, they may even increase your home's value. This comes in handy if you plan on selling your home in the future. But watch out! While some remodeling projects add value to your home, others do little to increase it and may even...
Secrets to Winning A Bidding War In Real Estate
While the housing market remains vibrant for buying and selling, the supply continues to be an issue in these past years.
Low supply happens when there's an abundance of buyers but not enough houses for all of them. Many call it a "seller's market," which often results in a bidding war as...
New FHA Loan Limits for 2021
New FHA loan limits were recently announced, which is good news for home buyers and those looking to refinance their current loans. If you're new to loan limits and not sure why this is exciting news, here is a quick primer:
When you apply for an FHA loan, there's a limit on how much you can...
Does Buying A House Help Raise Your Credit Score?
A solid credit score is necessary to get approved for a home loan. That's why we recommend against opening any new lines of credit or making large purchases on credit when applying for a home loan --these actions lower your score, resulting in getting denied a mortgage.